Terms of Service

1. Agreement to Terms

By accessing or using StockMoves.net ("the Service," "our platform," or "we"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our Service.

2. Description of Service

StockMoves.net provides a platform for tracking Congressional stock trading activities and delivering alerts based on publicly available disclosure data. Our Service includes:

• Real-time Congressional trading alerts
• Trading pattern analytics and insights
• Customizable watchlists for stocks and politicians
• Email and push notification services
• Premium features for subscribers

3. Eligibility

You must meet the following requirements to use our Service:

• Be at least 18 years of age
• Have the legal capacity to enter into a binding contract
• Not be prohibited from using the Service under applicable laws
• Provide accurate and complete registration information

4. User Accounts

4.1 Account Creation

To access certain features, you must create an account. You agree to:

• Provide accurate, current, and complete information
• Maintain and update your information as needed
• Keep your password secure and confidential
• Notify us immediately of any unauthorized access
• Accept responsibility for all activities under your account

4.2 Account Security

You are responsible for maintaining the security of your account credentials. We are not liable for any loss or damage from your failure to maintain security.

5. Acceptable Use

5.1 Permitted Use

You may use our Service only for lawful purposes and in accordance with these Terms. You agree to use the information provided:

• For personal investment research and decision-making
• In compliance with all applicable securities laws and regulations
• Without violating any third-party rights

5.2 Prohibited Use

You agree NOT to:

• Use the Service for any illegal or unauthorized purpose
• Violate any laws in your jurisdiction
• Infringe on intellectual property rights
• Transmit viruses, malware, or harmful code
• Attempt to gain unauthorized access to our systems
• Scrape, crawl, or collect data from the Service without permission
• Reverse engineer or decompile any part of the Service
• Resell or redistribute our data or alerts
• Use automated systems to access the Service excessively
• Interfere with or disrupt the Service's operation

6. Investment Disclaimer

You acknowledge and agree that:

• All investment decisions are made at your own risk
• Past performance does not guarantee future results
• Congressional trading data may be delayed or incomplete
• We do not provide personalized financial advice
• You should consult a qualified financial advisor before making investment decisions
• We are not liable for any investment losses you may incur
• Trading stocks involves substantial risk of loss

7. Data Accuracy and Limitations

While we strive to provide accurate and timely information:

• Congressional trading data is sourced from publicly available disclosures and may contain errors or delays
• We do not guarantee the accuracy, completeness, or timeliness of any information
• Data may be updated or corrected at any time without notice
• We are not responsible for decisions made based on our data

8. Subscription and Payments

8.1 Premium Subscriptions

Premium features require a paid subscription. By subscribing, you agree to:

• Pay the subscription fees as described on our pricing page
• Provide valid payment information
• Authorize automatic recurring billing
• Subscription fees are non-refundable except as required by law

8.2 Payment Processing

Payments are processed securely through Stripe. We do not store your credit card information.

8.3 Cancellation and Refunds

You may cancel your subscription at any time. Cancellations will be effective at the end of your current billing period. No refunds are provided for partial subscription periods.

9. Intellectual Property

9.1 Our Content

All content on StockMoves.net, including text, graphics, logos, designs, and software, is owned by us or our licensors and is protected by copyright, trademark, and other intellectual property laws.

9.2 Limited License

We grant you a limited, non-exclusive, non-transferable license to access and use the Service for personal, non-commercial purposes. This license does not include:

• Resale or commercial use of the Service or its content
• Collection or use of product listings or descriptions
• Derivative use of the Service or its content
• Downloading or copying of account information

10. Third-Party Services

Our Service may integrate with third-party services (e.g., payment processors, email services). We are not responsible for:

• The availability or functionality of third-party services
• Third-party privacy practices or terms of service
• Any damages resulting from your use of third-party services

11. Privacy

Your use of the Service is also governed by our Privacy Policy. Please review our Privacy Policy to understand our data practices.

12. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

• The Service is provided "AS IS" without warranties of any kind
• We disclaim all warranties, express or implied, including merchantability and fitness for a particular purpose
• We are not liable for any indirect, incidental, special, consequential, or punitive damages
• Our total liability shall not exceed the amount you paid us in the past 12 months
• We are not liable for any investment losses or trading decisions

13. Indemnification

You agree to indemnify and hold harmless StockMoves.net, its affiliates, and their respective officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses arising from:

• Your use of the Service
• Your violation of these Terms
• Your violation of any third-party rights
• Your investment decisions based on our data

14. Termination

14.1 By You

You may terminate your account at any time by contacting us or using the account settings.

14.2 By Us

We may suspend or terminate your account immediately, without notice, for:

• Violation of these Terms
• Fraudulent or illegal activity
• Non-payment of subscription fees
• Any reason at our sole discretion

14.3 Effect of Termination

Upon termination:

• Your right to use the Service immediately ceases
• We may delete your account and data
• Provisions that by their nature should survive shall survive

15. Modifications to Service and Terms

We reserve the right to:

• Modify, suspend, or discontinue the Service at any time
• Update these Terms at our discretion
• Change pricing and subscription plans

We will provide notice of material changes. Continued use after changes constitutes acceptance.

16. Dispute Resolution

16.1 Informal Resolution

If you have a dispute, please contact us first at support@stockmoves.net. We will attempt to resolve disputes informally.

16.2 Arbitration Agreement

Any disputes that cannot be resolved informally shall be resolved through binding arbitration, except where prohibited by law. You waive your right to a jury trial.

17. Governing Law

These Terms are governed by and construed in accordance with the laws of [Your Jurisdiction], without regard to conflict of law principles.

18. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

19. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and StockMoves.net regarding the Service.

20. Contact Information

For questions about these Terms, please contact us:

• Email: legal@stockmoves.net
• Support: Contact Form
• Mail: StockMoves.net Legal Team, [Your Business Address]